Home equity credit lines allow Canadians to borrow big – up to 80 per cent of a property's value when combined with a mortgage. According to the Canadian Association of Accredited Mortgage Professionals, 22 per cent of homeowners had a home equity line of credit in 2014. They owed an average of $57,000.
http://www.cbc.ca/news/business/the-national-lust-for-home-equity-lines-of-credit-should-we-worry-1.3106533