There’s often a disapproving tone to media coverage of lenders competing on rates. Typically, the rate is juxtaposed with a mention about the high levels of household debt, as if banks are causing this problem by slashing rates.
http://www.theglobeandmail.com//globe-investor/personal-finance/dont-blame-lower-bank-ratesfor-higher-household-debt-levels/article23908156/
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